Finance Department
Every price adds Arizona sales tax, title and license, and our $699 documentation fee, and nothing is hidden until the end. We add no dealer add-ons to any vehicle. One application goes to Mercedes-Benz Financial Services and our other lenders at once.
Updated November 4, 2026 · Offers end November 30, 2026 unless noted · Sales and finance (480) 407-5800
Two deals, worked out line by line
Here is every line on a deal at this month’s two rates, from the price to the out-the-door total to the monthly payment. Nothing else is added: no dealer add-ons and no other fees.
New 2026 Mercedes-Benz GLA 250
Starting MSRP $41,500 plus the $1,350 destination charge
| MSRP | $42,850.00 |
| Selling price | $42,850.00 |
| Sales tax (8.3%) | $3,556.55 |
| Dealer documentary fee | $699.00 |
| Title and registration fee | $15.71 |
| Processing fee | $4.00 |
| Tire fee | $11.80 |
| Vehicle license tax | $719.88 |
| Out the door | $47,856.94 |
| Down payment (10%) | -$4,300.00 |
| Amount financed | $43,556.94 |
| 1.99% APR for 24 months | $1,852.73 a month |
Certified Pre-Owned 2026 former loaner
Example selling price for a C-Class, CLA, GLA or GLB
| Selling price | $45,000.00 |
| Sales tax (8.3%) | $3,735.00 |
| Dealer documentary fee | $699.00 |
| Title and registration fee | $15.71 |
| Processing fee | $4.00 |
| Vehicle license tax | $756.00 |
| Out the door | $50,209.71 |
| Down payment (10%) | -$4,500.00 |
| Amount financed | $45,709.71 |
| 1.90% APR for 60 months | $799.19 a month |
Examples, not quotes. Sales tax is Gilbert’s 8.3% rate on the selling price, less your trade-in value. The vehicle license tax is Arizona’s first-year amount (60% of the price at $2.80 per $100); former loaners register the same as new vehicles. Payments use a 10% down payment, require financing through Mercedes-Benz Financial Services and approved credit, and end November 30, 2026.
Every fee, before you ask
| Line on your deal | Amount | What it is |
|---|---|---|
| Selling price | The advertised price | On a new vehicle, MSRP includes the manufacturer’s destination charge |
| Sales tax | 8.3% | Arizona 5.6% + Maricopa County 0.7% + Town of Gilbert 2.0%, on the selling price less your trade-in value |
| Dealer documentary fee | $699.00 | Our fee for preparing and filing the paperwork. The same on every vehicle |
| Title and registration fee | $15.71 | Collected for the state and passed through as charged |
| Processing fee | $4.00 | Collected for the state and passed through as charged |
| Tire fee | $11.80 | Arizona’s tire fee on new vehicles only, passed through as charged. No tire fee on used |
| Vehicle license tax | 1.68% of MSRP on a new vehicle | Arizona’s yearly registration tax, figured from the vehicle’s value. Former loaners register like new vehicles; other used vehicles pay less |
| Finance charges | Shown on your contract | Only if you finance; set by the rate, term and amount financed |
No dealer add-ons. Mercedes-Benz of Gilbert does not add dealer add-ons to its new, Certified Pre-Owned or used vehicles, so no pre-installed packages are added to the price. Protection plans, tint, coatings and other extras are optional and only added if you ask for one.
Lease or finance, side by side
| Lease | Finance | |
|---|---|---|
| Monthly payment | Lower | Higher |
| Typical term | 24 to 48 months (this month: 24-month lease specials) | 24 to 72 months |
| Mileage | Yearly limit, usually 10,000 to 15,000 miles | No limit |
| At the end | Return it, buy it, or trade into a new one | You own it |
| Best for | A new Mercedes-Benz every few years | Keeping the car or driving a lot of miles |
This month’s lease offers: 24-month lease specials on the new 2026 CLA, C-Class, CLE, E-Class, GLA, GLB, GLC, GLE and GLS, and the Lease Accelerator Program with up to 6 months of payment credit on select new 2026 and 2027 models. Both end November 30, 2026. See the details on our monthly specials and national offers pages.
Leasing now? Our lease return center explains your options before your lease ends.
How your trade-in changes the numbers
Your trade lowers the amount you finance, and in Arizona it also lowers your sales tax, because tax is charged only on the difference between the new price and your trade. Get your trade value online, and if you still owe on it, we pay off the loan or lease as part of the deal.
Credit, in plain words
We send one application to Mercedes-Benz Financial Services and our other lenders at the same time, so you are not filling out forms twice. The strongest credit gets the advertised rates; buyers with thinner or bruised credit can often still be approved, especially with a down payment or trade equity. Read how to qualify for Mercedes-Benz Financial Services for score ranges and the documents to bring.
How to get approved
- Fill out the secure online finance application, or call (480) 407-5800.
- Our finance team sends it to Mercedes-Benz Financial Services and our lending partners together.
- We show you the approval, rate and payment, lease and finance side by side, and you choose.
Buying for a business? See the Section 179 deduction. Buying from out of state? See buying a Mercedes-Benz from Arizona and Arizona sales tax for out-of-state buyers.
Mercedes-Benz financing questions
What is the doc fee at Mercedes-Benz of Gilbert?
Our documentation fee is $699. It is the same on every new, Certified Pre-Owned and used vehicle, and it is added to the price along with Arizona sales tax, title and license.
Does Mercedes-Benz of Gilbert add dealer add-ons?
No. We do not add dealer add-ons to our new, Certified Pre-Owned or used vehicles. No packages are built into the advertised price; you pay that price plus Arizona sales tax, title and license and the $699 doc fee. Protection plans, tint and coatings are optional and only added if you ask for them.
What are the current Mercedes-Benz finance rates in Gilbert, AZ?
Through November 30, 2026: 1.99% APR for up to 24 months on new 2026 Mercedes-Benz models except G-Class, 1.90% APR for up to 60 months on select 2026 Certified Pre-Owned former loaners, and 3.99% APR for up to 36 months on select 2023 to 2025 Certified Pre-Owned C-Class, E-Class, GLC and GLE models. All require financing through Mercedes-Benz Financial Services and credit approval.
Does Arizona charge sales tax on the full price if I trade in a car?
No. In Arizona the value of your trade-in comes off the taxable price, so you pay sales tax only on the difference between the new vehicle’s price and your trade.
Should I lease or finance a Mercedes-Benz?
Leasing gives a lower monthly payment and a new car every two to four years, with a yearly mileage limit. Financing costs more each month, but you own the car and have no mileage limit. Our finance team can price both on the same vehicle so you can compare.
Can I get pre-approved before I visit?
Yes. Fill out the secure online finance application and our finance team sends it to Mercedes-Benz Financial Services and our other lenders at the same time, then comes back to you with the approval and terms.
Can I finance a Mercedes-Benz with less-than-perfect credit?
Often, yes. Mercedes-Benz Financial Services gives its best rates to the strongest credit, and our other lending partners may approve buyers it does not, especially with a down payment or trade-in equity.
Mercedes-Benz of Gilbert · 3455 S Gilbert Rd, Gilbert, AZ 85297 · Sales and finance (480) 407-5800 · Service (480) 466-0951. All financing and leasing is subject to credit approval through Mercedes-Benz Financial Services or another lender. Example payments are illustrations, not offers. Offers change monthly; see the dealership for complete details.